The UK housing market has continued to shift throughout 2026, and many buyers and sellers are asking the same question — are house prices actually going up or down?
The honest answer is that the market is moving differently depending on the area, property type, and pricing strategy. Across much of the UK, property prices have softened slightly compared to the rapid growth seen in previous years, but demand is still very much there for well-presented and realistically priced homes.
Here at A Move Homes, we are still seeing motivated buyers actively searching for homes across Chester and the surrounding areas. The difference now is that buyers are more price-conscious, more informed, and taking a little longer before making decisions.
For sellers, this means presentation, pricing, and marketing have never been more important.
Have UK House Prices Increased or Decreased?
Over the last 12 months, the UK market has experienced a period of adjustment. After years of rapid house price growth during and after the pandemic, many regions have now seen prices level out, while some areas have experienced modest reductions.
Higher mortgage interest rates throughout the last couple of years have naturally affected affordability. Buyers who could previously borrow larger amounts are now working within tighter budgets, which has slowed the speed of the market.
That said, it is far from a “crash” market.
Many homeowners expected dramatic price drops, but in reality, the market has shown resilience. Good quality homes in desirable locations are still selling well — especially properties that are marketed correctly from day one.
In areas like Chester, demand remains relatively strong due to:
- Excellent transport links
- Strong schools
- Continued demand from families and professionals
- Attractive lifestyle locations
- Ongoing buyer demand from nearby cities
This means sellers can still achieve strong prices when they work with the right estate agent in Chester and position their property properly.
Buyers Are More Careful Than Before
One noticeable change in the housing market is buyer behaviour.
A few years ago, properties were often selling within days, sometimes with multiple offers far above asking price. The market has now become more balanced.
Buyers are:
- Comparing more properties
- Negotiating harder
- Looking closely at running costs and EPC ratings
- More aware of mortgage affordability
- Taking longer before committing
This doesn’t mean buyers have disappeared — far from it.
It simply means sellers need realistic expectations and a strong marketing strategy.
At A Move Homes, we focus heavily on professional presentation, premium marketing, and accurate valuations to help sellers stand out in a more competitive market.
Mortgage Rates Are Starting to Improve
One positive sign for the market is that mortgage rates have started easing compared to previous highs.
Over the past couple of years, many buyers paused their moving plans due to rising monthly payments. Recently, however, lenders have become more competitive again, with several mortgage products reducing in price.
This has helped improve confidence within the housing market.
Lower mortgage rates can:
- Increase buyer affordability
- Bring more buyers back into the market
- Improve confidence for first-time buyers
- Help sellers achieve stronger interest levels
As both estate agents and mortgage specialists, A Move Homes are able to support clients through both the property sale and mortgage process, helping make the move smoother and less stressful.
Why Pricing Correctly Matters More Than Ever
One of the biggest mistakes sellers are making in the current market is overpricing.
Many homeowners are still pricing based on the peak market values seen a couple of years ago. Unfortunately, buyers today are far more sensitive to price.
Overpriced properties often:
- Sit on the market too long
- Lose momentum online
- Receive fewer viewings
- Eventually require price reductions
Ironically, properties priced correctly from the start often achieve better final sale prices because they generate stronger interest and more competition early on.
A realistic valuation backed by local knowledge is now essential.
That’s why working with an experienced estate agent in Chester can make a huge difference.
Chester Remains a Popular Place to Live
Chester continues to be one of the North West’s most desirable locations for buyers.
Its mix of historic charm, strong local amenities, excellent schools, and commuter links keeps demand steady even during changing market conditions.
We are continuing to see interest from:
- First-time buyers
- Families upsizing
- Downsizers
- Investors
- Buyers relocating from larger cities
Well-maintained homes in good locations are still attracting solid levels of interest, particularly when marketed professionally.
Is Now a Good Time to Sell Your House?
Many homeowners are waiting to see if prices rise again before selling, but timing the market perfectly is almost impossible.
The reality is that people move home for life reasons:
- More space
- Downsizing
- Job relocation
- Family changes
- Investment opportunities
If you are planning a move and your property is priced correctly, there are still serious buyers actively looking right now.
In fact, selling in a more balanced market can sometimes work in your favour because buyers are often more committed and financially qualified.
If you are considering selling, now is the time to speak with a trusted local estate agent who understands the current market conditions.
Sell Your House With Us
At A Move Homes, we understand that moving home is a major decision, and we pride ourselves on offering honest advice, strong marketing, and a personal service.
As a local estate agent in Chester, we help homeowners:
- Sell their homes professionally
- Achieve competitive prices
- Access premium property marketing
- Benefit from expert local knowledge
- Receive guidance throughout the full process
We also offer competitive selling fees and a no sale, no fee approach, helping make moving more affordable.
Whether you are looking to move now or simply want advice on your property’s current value, our team are always happy to help.
If you are thinking about making a move this year, sell your house with us and discover how a proactive, modern estate agency approach can make all the difference.
Final Thoughts on the UK Housing Market
The UK housing market in 2026 is more balanced than it has been in recent years. While prices in some areas have adjusted slightly, buyer demand still exists — especially for homes that are priced realistically and marketed properly.
Mortgage rates are improving, confidence is slowly returning, and many buyers are continuing with their plans despite wider economic uncertainty.
For sellers, success in today’s market comes down to:
- Correct pricing
- Professional marketing
- Strong negotiation
- Local expertise
At A Move Homes, we continue to help homeowners across Chester navigate the changing market with confidence.
If you are considering selling or simply want advice on your next move, speak to your local estate agent in Chester today.