Why use A Mortgage Broker that is Directly Authority for mortgage advice can offer several important benefits compared with going directly to a single bank or lender OR estate agent
- Access to More Mortgage Options
A mortgage broker works with multiple lenders, not just one. This means they can compare a wide range of products—fixed, variable, tracker, or specialist mortgages—and help you find a deal that suits your situation, not just a lender’s limited offering.
- Expert, Personalised Advice
Brokers assess your income, credit history, deposit, and long-term goals to recommend mortgages tailored to you we offer a more personal experience for the client along with holding your hand throughout the process from start to finish. This is especially helpful if you’re self-employed, a first-time buyer, or have complex finances. We can help with Adverse lending, Investment properties, Commercial and Bridging finance.
- Potentially Better Rates & Terms
Because brokers often have access to whole of market and exclusive deals or lower interest rates not available directly to the public, they may secure more competitive terms, saving you money over the life of the mortgage.
- Saves You Time and Effort
Instead of researching lenders, rates, and criteria yourself, a broker will carry out extensive research so that you are advised on the best deal that meets your personal needs we compare the market, help with offering on your new property and guiding you through the process from application to completion.
- Help With the Application Process
Mortgage applications can be complex. Brokers help with:
- Paperwork and documentation
- Avoiding common mistakes
- Liaising with lenders, solicitors, and valuers
This can improve approval chances and reduce delays.
- Support Beyond Just the Mortgage
Many brokers also advise on in the information below and work towards a comfortable monthly budget.
- Protection insurance (life, income, or critical illness cover)
- Remortgaging when your deal ends and researching the whole of market for as a new lender.
- Long-term mortgage planning
There may be a Broker fee however long-term moving lenders will save you money long term.